Virender has been in confusion over the last few years. He has an investment portfolio heavy on real estate which is not doing good now. So he wants to change his allocation by including more assets. But as he read and met few advisors he got a wide view on what asset allocation he should […]
When it comes to wealth creation than Investing in equities is a much desirable option. The probability of generating higher returns is much more than any other asset class. In fact in the absence of equities in one’s portfolio finding returns good enough to beat inflation and reach your goals will be difficult.
While people often cover the risks to life and health, there is hardly any importance given to risk of disability. Most perceive this risk to occur only because of accidents. Since the number of survivors in accidents is low, the risk of disability is also considered to be low. As a result, when individuals plan […]
Our fixed income investments largely hovers around FDs, RDs and small savings schemes. We hardly think of investing in debt mutual funds or any other variable income instruments. The primary reason for this is the lack of understanding on risk and return characteristics of fixed income avenues. Due to this many of us completely avoid debt products with variable […]
Owning a house is everyone dream. The emotions are difficult to describe when you buy your first home. You are relieved because you have given your family a security and you rise high in confidence to achieve your other goals. For a middle class family buying a house is a life time decisions since they […]