Virender has been in confusion over the last few years. He has an investment portfolio heavy on real estate which is not doing good now. So he wants to change his allocation by including more assets. But as he read and met few advisors he got a wide view on what asset allocation he should […]
When you are a first-time investor you may get attracted to a lot of advertisement/hoardings/sales pitch where you are shown high returns. Any investment with such euphoria ends up with more painful experience than satisfaction.
Recently there was a report by HDFC Housing on affordability in real estate i.e. whether the home prices have reached to a situation where they are affordable by large middle class. The report mentioned that although the housing prices are higher the affordability of middle class has increased for buying a house.
Many real estate builders are now offering this scheme wherein you pay 10% of the property value at the time of booking and the rest 90% amount can be paid when you take the possession. Prima facie it looks a win-win situation for both. Buyers pay only a small amount at booking while the builder […]
Capital Gains Account Scheme or commonly known as CGAS is made for claiming tax exemption on long term capital gains. This avenue is specifically used when you are not sure of these funds utilization or the utilization is spread for next 2-3 years. But the scheme has its caveats and cannot be chosen for complete tax exemption as […]