Availing a loan against your mutual funds’ investment is quite an easy process today. You have to just pledge your mutual funds units to the institution and in return, the Institution release the money you have requested. The ease is so much now that today you don’t need to visit a branch.
The financial decisions we take has a lot of emotions attached to them. Be it a first house or a first car, new member in the family or even our own retirement, the emotional aspect is always behind the first thought. Although in financial planning your financial situations have a larger say you cannot rule […]
Recently there was a report by HDFC Housing on affordability in real estate i.e. whether the home prices have reached to a situation where they are affordable by large middle class. The report mentioned that although the housing prices are higher the affordability of middle class has increased for buying a house.
Many real estate builders are now offering this scheme wherein you pay 10% of the property value at the time of booking and the rest 90% amount can be paid when you take the possession. Prima facie it looks a win-win situation for both. Buyers pay only a small amount at booking while the builder […]