Initially, the New Pension Scheme received a very lukewarm response from the investors with not many subscribing to it. There were many considerations which had more drawbacks then its benefits. EPF or Employee Provident Fund was still a more lucrative retirement product than this scheme. To make it more appealing the scheme has gone through […]
When you look at returns of asset classes individually then each one of it is fascinating. Many investors get lured to such fascinating returns and start chasing that asset class. Just look at gold which delivered 25-30% returns from 2008-2011
Virender has been in confusion over the last few years. He has an investment portfolio heavy on real estate which is not doing good now. So he wants to change his allocation by including more assets. But as he read and met few advisors he got a wide view on what asset allocation he should […]
When it comes to wealth creation than Investing in equities is a much desirable option. The probability of generating higher returns is much more than any other asset class. In fact in the absence of equities in one’s portfolio finding returns good enough to beat inflation and reach your goals will be difficult.
Among various categories from equity mutual funds, mid cap has its own charm. This category is able to deliver very high returns when markets are doing well. These fascinating returns are what make investors go for them. But on the other side, they also get the most of the beating when markets are otherwise in […]