Initially, the New Pension Scheme received a very lukewarm response from the investors with not many subscribing to it. There were many considerations which had more drawbacks then its benefits. EPF or Employee Provident Fund was still a more lucrative retirement product than this scheme. To make it more appealing the scheme has gone through […]
When we review 2018, we look at many changes in the financial world which were fast, unexpected and going to impact 2019. There were banking rules which got changed in 2018 to make our banking experience more pleasant and safer. The Income-tax rules too were changed to make us more disciplined and honest in paying […]
Mutual Funds re-categorization by SEBI is considered to be a step in the right direction. One of the good aspect of this re-categorization is that SEBI has clearly defined mutual funds categories. This makes investors easier to understand the risk return characteristics of a specific scheme they wish to invest.
In the global world Smart Beta ETFs has emerged as one of the most exciting and debated investments for past 10 years. Today, smart beta ETFs represents almost 45% of the listed ETFs in US and third of all US ETFs market. These numbers are huge when you know that ETFs now represents largest of […]
Your financial well-being depends on how well you are managing your finances. Money management as we say is an integral part of your complete life and there are various elements to it. You cannot achieve financial success if any of the element remains unaddressed. Ideally, your financial plan should include managing your cash flows, debt, investments planning, […]