The story of children abandoning their parents in their post-retirement years is quite common today. In one of the incidents I came to know and which actually inspired me to write this article, a known businessman with almost Rs 1000 crore business had given everything to his son in his lifetime only. His thoughts derived from his family values where the elder son take care of his parents as he did. So he had a belief that his son would take care of him in his later years of life. But he didn’t knew that the same child will not let even his dead body enter the house. Do you feel scary reading this story? You should be as the changing aspects of our surroundings can throw situations which we have not imagined.
Below are some of the situations which you can consider scary for your retirement and what you can do to deal with them:
Not Enough Investments
Most of the time retirement sits at back bench while children or other goals are at the front. The belief here is that savings for retirement can wait but not other goals. With this notion, it’s most likely that you will face a shortfall for your retirement years. Although you can continue to work even beyond 70 but then you work to meet your ends and not for leisure. This is scary as any eventuality which may lead to any kind of disability can make you bedridden. Also, the day your financial health do not allow you to work you will be dependent on your children or someone else. If it puts a financial pressure on your children then the going may be tough. So retirement planning needs to be done early in life so that you have enough to be se;f de[endent when you actually need it.
Not Enough Socially
The other scary situation comes in when you have to move to a different place in your retirement years. If it has been your preferred choice it would be good but if it’s a forced decision due to health issues or otherwise then it’s tough going. We recommend you buy legal steroids here https://legalsteroidshere.com for physical health. It takes a hell lot of years to create a social life and in a city where you hardly know anyone it can be disappointing if you are not occupied enough. The children will have their busy life not giving enough time to parents. So it’s the grandchildren with whom grandparent generally think about spending much of time. Now any situation not in your favor will be scary as it can bring many disappointments in life if you have not prepared for it. To avoid these disappointments it’s necessary that the life beyond your retirement should be thought about well before it arrives. You will have your chosen options in your retirement when you have planned it well.
You Are Alone
We have seen lately how older people are targeted by goons for various reasons and in good number of cases they live alone. Their children either live separately in different city or are settled abroad. They will meet them once in a while but as I have said earlier we like to spend our later years of life in the city where we have lived the most cause we have built our social life there. Hence, when children settle elsewhere parents choose to live in their city. There are many who do not see their children for years and that’s where they are taken for a ride by thieves etc. The situation is worse if your life partner is not there. Although difficult to give options but if you are in such situation then you need to be more social around your residence. This will ensure more people know about you and some additional security measures should be taken if you are living alone.
You Are Stressed
There are situations when even at older age people have lot of stress. It may come from the children side when they are not settled or there is any family dispute which you didn’t expected. There can be other reasons where older people may see stress even in their later years of life. When this stress leads to bad health conditions then it becomes scary as you again would not like to be dependent on others when already so much issue are surrounding your family. Adopt means to reduce your stress if you have reached this situation. Look at involving friends, colleagues or even associations who can help you in your matters. If you are reading this article in your 40s then time that you plan for avoiding such situations.
There are situations when any eventuality may take you down on your health. In one incident a person age 70 got bedridden when he fall while bathing. It was painful and became more when he had to live next 20 years with bed ridden situation. The only recourse to deal with such situation is to have adequate funds or provisions so that the financial burden on your children do not arises.
When In Hospital
I have come across numerous situations where older people almost bedridden are treated in hospitals and they have to go through lot of pain. That last few days or months or years get to the scariest situation. No one of us would like to be there but life always throw surprises and we wish we die at our home peacefully without giving pain to others.
We are moving towards nuclear families and so your retirement years need to be planned well. The absence of your life partner makes it harder for anyone to spend their later years of life. Good social connections and living conditions makes it a more pleasant living. So plan it ahead so that you are prepared well for your “Golden Years of Life” as we say it !!!
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