What Are REITs?

Reits

In Union Budget 2014 there was a special mention to REIT i.e. Real estate investment trust. These instruments were given a pass through status. This provision was cheered by professionals and real estate companies. It is perceived that giving this status to Reits will benefit not only the real estate industry but investors at large. Hence, Reits may form an important investment avenue in coming years. Continue reading…

Tips on Estate Plan for Small Business Owners

Small Businessmen

Small businesses are run as a one man show or with few co-owners. There are many transition issues which small business owners have to face. Many a times the next generation is inexperienced and if there is a sudden death of the owner, the continuity of business is in jeopardy. If there is no Will written by the owner, probability of dispute among family members is higher. This could involve legal procedures where cost and time are a big issue. The biggest drawback of legal battles is that the assets become public. Continue reading…

Budget 2014: Where are the benefits?

budget

Union Budget 2014 was looked at much higher expectation than previous budget. With NDA coming in full majority with a vision of economic development there were lot of expectations for creating provisions for common man. There were expectations on changing tax slabs, raising tax exemptions through various sections,  rise in home loan exemptions and many others which matter most to the  tax payers. Continue reading…

Do You Mind Paying These Financial Fees?

We use many financial products in our daily life. Right from a basic bank account to investing in shares, these helps in meeting our financial objectives. But for utilizing any financial product there are always certain conditions attached. If you fail to meet these conditions you have to pay a penalty or in simpler words charges. […]

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Color Code In Mutual Funds Is Not Enough

From July 2013, the  color code in mutual funds schemes got implemented. This was a new mandate by SEBI wherein every mutual funds scheme has to be label in a specific color (from three mandated) to show the level of risk and objectives of that scheme.  This was primarily done to ease the choice for investors. But […]

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6 Steps To Buy Term Insurance..(Infographics)

A term insurance plan is the most ideal means to buy an adequate life insurance coverage. With minimum payout you are able to avail maximum protection for your loved ones from various contingencies in life. But how to select the right company and  how to decide what is the right coverage amount is still a question raised […]

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Tips To Plan When Retirement Is Near

Mr. Rishab Chaudhary’s retirement is 6 years ahead. He has always maintain a long term investing approach and so have accumulated corpus for his retirement. But lately he has realized that he may fall short of his requirement. The money he is going to receive from his employment will be utilized for meeting his son’s requirement. […]

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4 RBI Rulings Which Benefits You

Indian Regulators SEBI, IRDA and RBI have been very active in recent times.They have come out with some landmark regulations only for the benefit of consumer at large. Banking too has seen spat of changes by RBI to make it more customer centric. With rising complaints and misselling among banks, there has been a high […]

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5 Tips For A Risk Free Home Ownership

Owning a house is everyone dream. The emotions are difficult to describe when you buy your first home. You are relieved because you have given your family a security and you rise high in confidence to achieve your other goals.  For a middle class family buying a house is a life time decisions since they […]

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