How To Plan Your 
Retirement at Various Life Stages?

Plan Ahead For Your Golden Years. Grab This "Retirement Planning" Free eBook .

Just Fill In:

Have You Prepared Z-Kitbag For Managing Your Finances?


Z-Kitbag is a framework used by military for planning their task. It’s one of the strongest element of their preparations.By using this framework military aims to capture and avoid any  missing elements which may jeopardize  their complicated operations.  Z-Kitbag is used at various levels in the army to put forth the explanation of the task in the operation to their team. Although it’s a military framework, when you analyze it deeply then the skills or process like these can very well help you in your personal finance  irrespective at what level you are. Continue reading…

9 Tech Tools Which Makes Your Life Simpler

Tools For You

With  smart phones and extensive use of digital platforms we are in a scenario where we have to either be sharp at our memory or we need more time to manage our assets. Email Ids, bank accounts, social media profiles- home and officially separately, demat-trading account, mutual fund investments, ITR filing and  increase the list with your usage. Unless we are robots it’s difficult to manage each of these digitally because you need to remember passwords to access them. Continue reading…

These Changes In NPS Benefits You

NPS Rule

Initially the New Pension Scheme received a very lukewarm response from the investors with not many subscribing to it. There were many considerations which had more drawbacks then its benefits. EPF or Employee provident fund was still a more lucrative retirement product than this scheme. To make it more appealing the scheme has gone through lot of changes related to fund management, distribution and tax advantage. Continue reading…

Why You Need Emergency Fund?

An Emergency can strike you without knocking your door. If you are in job, loss of it can be a big setback especially at higher profiles where getting a new one is difficult. Similarly a medical emergency can drag you few years behind if you haven’t made any provision. There can be other emergencies where you […]

Continue reading...

10 Thing To Do When Out Of Debt Crisis

There can be different reasons which would have leaded you into heavy debt situation. To come out from it was not an easy task for you and so it was a long stressful situation in which you would have lived. But what happens when you get out from such a debt situation. Did you start […]

Continue reading...

Why And How To Invest In Direct Plans?

It’s being two years since direct plans in mutual funds came into being. Much has been debated on these investments as to whether they are really helpful for the investors or not. The intermediaries are against it since it threatens their survival while it makes a strong proposition for financial planners as it allows them […]

Continue reading...

Pradhan Mantri Yojana – A Step Towards Bigger Financial Inclusion

Three Pradhan Mantri Yojana have been introduced aiming at a wider financial inclusion. Pradhan Mantri Jeevan Jyoti Yojana and Pradhan Mantri Bima Suraksha Yojana  are already launched and Pradhan Mantri Atal Pension Yojana will come into existence from 1st June 2015.The objective of these schemes is to give social security to the large unorganized  sector […]

Continue reading...

Have You Budgeted For Summer Camp?

Summer holidays are about to begin. Schools have already started marketing their summer camps and for children it’s quite exciting. I  use to spend my summers completely with my grandparents as there were not so many activities. But now learning’s to children is not restricted to academic only. Summer camps are a good means for these learning’s along with fun.

Continue reading...