Tips To Manage Money When in 20s

When in 20s

20 is an age when you actually start experiencing money management by yourself. From a college life to the corporate world, the move is highly significant for you. There is a self-confidence built up because you have been selected from a campus placement and a cherry adds to it when the salary is as per your expectation. Continue reading…

How To Secure Your Child Future ?

Child Future Planning

A secure future for the child is what every parent desire throughout their life. Getting a good education from school system, protecting child from all kinds of threats and how to provide for education for the child are the common concern which remains at the center stage as the child is growing.  An “Education Insight” survey done by Aviva Life Insurance with IMRB  revealed that 72% of the parents prefer saving for child over protection and retirement and education ranks as the foremost concern for 81 percent of parents’ savings for child’s future. Continue reading…

How To Manage A Debt Crisis?

Debt Crisis

Rather go to bed with out dinner than to rise in debt

Benjamin Franklin

This statement has high meaning in our life. A large debt make you more stressed, sometimes you are threatened and you no longer can take higher risk. You are always worried about your family financial future as uncertainties in employment can jeopardize your debt obligations. But many a times the concern comes true as some of your  financial decisions go wrong. Continue reading…

Review of LIC Jeevan Shagun

LIC is well known for launching time bound insurance products. Whether it’s  the last three months of financial year or mid -year, the objective of such strategy can only be link to maximizing advantage of the brand and garner a huge collection of premium. The wide network plays a key role in meeting this objective. But […]

Continue reading...

Tips on Budgeting For Special Needs Children Families

Budgeting is a great tool to track your cash flows. By monitoring your expenses on a periodic basis you are able to identify where you are spending your money and how it is affecting your savings ability. A periodic monitoring helps you to take appropriate measures at right time if there are issues in your […]

Continue reading...

8 Options For Retirement Income

A desirable regular income which can meet our living cost comfortably is what we all wish to have when we retire.To achieve this objective we have to prepare well ahead.We need to allocate savings for retirement early in life and follow a wise asset allocation approach. However, the biggest worry comes when you have to generate income […]

Continue reading...

Buying Your Dream House- Be Careful!

My friend Ajit has been searching his dream house for months now. But he has been facing difficulties in finding one in his budget.Few months ago he almost landed into a trouble when he was about to sign a deal for a house which was offered in his budget. He decided to show it once to his friend who was […]

Continue reading...

How Capital Gains Tax Is Derived?

Lot of confusion prevails over capital gains taxation. There are various asset classes like equity, debt, gold & real estate where the gains are taxed differently. This happens due to the differential treatment of holding period of your investments while deriving the gains. Ideally when you make any investment you do it according to the time […]

Continue reading...

5 Facts To Know When Filing ITR Late

31st July, 2014 is the last date for filing your income tax returns. Whatever tax liability you have incurred should be paid by this date. Many of us with income tax to be paid will be busy ensuring we do not miss the deadline. Any non-payment of tax due by this deadline will demand a penalty. For others also filing […]

Continue reading...