These New Online Term Insurance Looks Attractive

Life Insurance Term Plans

A Term Insurance is a right avenue to protect your loved ones financially from any uncertainity in the future. Every insurance company in this respect has a term insurance policy in its wide arena of product basket. Initially it was sold through an agent but not much importance was given to it. As awareness on financial planning started increasing, companies came out with online term plans. The product is now being much in interest considering the premium rates it is offering to life insurance buyers. Continue reading…

CIBIL Score- What It Is And How He Improved It?

Cibil Score

A CIBIL Report is an important document. It is referred by financial institutions and recruiters’ to judge how good or bad you have been in creating a discipline with your credits. Based on it your eligibility to avail any loan is decided. A highly poor CIBIL score can become the reason of your loan application rejection or you might have to pay a higher  interest rates . Not only this, now companies are rejecting  new candidates who have failed to maintain a discipline in their credit repayment. Thus, many of your life and career situations rest on this one report which organizations /lenders have an easy access. Continue reading…

Tips To Do Annual Financial Checkup in April

April

Month of April is always a good time to do an Annual Financial Check Up. US has been celebrating it as Financial Literacy Month and this is not without any reason. Being the start of new financial year, April has many changes on your table which not only relates to your career but also to your personal finance. If you are a salaried then you will be gearing up for an annual review which may bring monetary or non-monetary benefits to you, the budget provisions gets implemented from 1st of this month which may change your cash flows Continue reading…

Why I Do/n’t Like Child Insurance Plans?

Child Insurance Plans by life insurance companies’ gets lot of attraction. The primary reason is that planning for your child is an emotional decision where you want all the benefits to be derived by the child even if something happens to you. Many a times you are ready to forego planning for other goals because […]

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How To Create Your Investment Policy?

An Investment Policy is a document which can lay down the foundation for meeting your long term investment objectives. Although most of us do make investments to meet our goals but we hardly creates any written framework where we can write our objectives and needed investments. Through an investment policy you can ensure that you […]

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Why A Nomination Is Not Your Estate Plan?

A Nomination in your financial assets holds good for your estate distribution. After your demise, the institution will transfer the asset to the Nominee if you have appointed one.  In the absence, the asset will be distributed according to the Will, if you have written one. But if there is no Will, the process of […]

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Why Financial Planning Need Is Higher For Women?

In most households women leave the personal finance matters to men. From managing investments to taking big financial decisions such as buying a house, availing loans etc. men’s have the final say. Very less thought is given by this section of society on planning for themselves. However, the lives of men and women differ in […]

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5 Mistakes To Avoid For Reaching Retirement Income

Planning for your retirement is as important as any other goal, sometimes more. How much we will require for meeting our post retirement expenses is based on many factors such as your lifestyle, your responsibilities or liabilities etc. In order to achieve this goal it’s necessary that we accumulate a decent corpus which either earns […]

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Tips To Make Savings A Habit

Do I save first or spend first? This is a question which we should ask to ourselves when we earn because it’s easier to develop spending habits which can throw finances in a mess. Easier availability of credit, the temptation to match our neighbor’s/friends lifestyle and many other such reasons can lead to spend money […]

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